• 18 Aug, 2025

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Banking Gets Safer: UAE Moves to App-Based Transaction Approvals

Banking Gets Safer: UAE Moves to App-Based Transaction Approvals

Starting July 25, UAE banks are gradually replacing SMS and email OTPs with in-app transaction approvals. This safer, faster method allows users to confirm payments through mobile apps using biometrics or PINs. By March 2026, SMS OTPs will be fully phased out under new UAE Central Bank guidelines.